Critical Illness Insurance


Term Critical illness

Comprehensive critical illness coverage

Sun Critical Illness Insurance gives you the advantage of comprehensive coverage in amounts from $25,000 to $2.5 million for adults and for $25,000 to $250,000 for children.

The adult plans covers 26 critical illnesses for full payout (including acquired brain injury) and 4 for partial payout for minor illnesses. The child plans cover an additional 5 illnesses.

You may also choose from a range of optional benefits including return of premium on death, cancellation or expiry, disability waiver, loss of independent existence (automatically included for children when they reach age 18) and the right to convert your plan to long term care insurance.

Best Doctors® services are also available to help you understand your medical condition and treatment options so you can make informed decisions about your healthcare.

You should consider this product if:

  • You want to protect your financial plan against the risk of an unexpected illness with higher coverage amounts
  • You are between age 18 to 65 and want protection that covers a broader range of illnesses
  • You want to protect children or grandchildren with their own insurance coverage that they can have for life

Plan details:

When you choose Sun Critical Illness Insurance, your policy defines the illnesses for which you are covered. You must meet the definition and the associated survival period to receive the benefit.

Illnesses Covered

A tax-free lump-sum benefit that's paid shortly following diagnosis of a covered critical illness.

  • 25 covered illnesses:
    • Alzheimer's disease
    • Aortic surgery
    • Aplastic anemia
    • Bacterial meningitis
    • Benign brain tumour
    • Blindness
    • Cancer
    • Coma
    • Coronary artery bypass surgery
    • Deafness
    • Heart attack
    • Heart valve replacement
    • Kidney failure
    • Loss of independence
    • Loss of limbs
    • Loss of speech
    • Major organ failure (on waiting list)
    • Major organ transplant
    • Motor neuron disease
    • Multiple sclerosis
    • Occupational HIV infection
    • Paralysis
    • Parkinson's disease
    • Severe burns
    • Stroke
  • + 4 early-stage illnesses and treatments
  • + serious complications of 4 infectious diseases
  • Assistance Services at no extra cost, such as; telephone advice from nurses as well as expert medical advice from world-renowned medical specialists to confirm your diagnosis and develop an optimal treatment plan.

How can I get this Insurance?

Talk to us to assess your financial needs today and help you ensure your financial security Fill the form Get a quote.

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