Life and Critical Illness Combined


Life with Critical Illness Advance

Life with Critical Illness Advance offers a unique combination of life and critical illness insurance to cope with life's uncertainties.

It's a fresh new way to think about life insurance! If you're diagnosed with a covered critical illness, you will receive a tax-free lump-sum payment during your lifetime. You can use it for you recovery, unexpected health care expenses, on-going financial commitments, or however you decide.

Is this coverage right for you?

Life with Critical Illness Advance is right for you if you want to:

  • Ensure the financial security of your loved ones in the event of your death
  • Have access to a financial safety net if you're diagnosed with a covered critical illness
  • Pay less for two indispensable and bundled coverages


With Life with Critical Illness Advance, you get:

  • Flexible coverage:
    • Select the amount of Critical Illness coverage you need. When you need it, the benefit amount is paid out.
    • At death, the balance of your life insurance amount, if applicable, will be paid to your beneficiaries.
  • A tax-free lump-sum benefit that's paid shortly following diagnosis of a covered critical illness.
  • 25 covered illnesses:
    • Alzheimer's disease
    • Aortic surgery
    • Aplastic anemia
    • Bacterial meningitis
    • Benign brain tumour
    • Blindness
    • Cancer
    • Coma
    • Coronary artery bypass surgery
    • Deafness
    • Heart attack
    • Heart valve replacement
    • Kidney failure
    • Loss of independence
    • Loss of limbs
    • Loss of speech
    • Major organ failure (on waiting list)
    • Major organ transplant
    • Motor neuron disease
    • Multiple sclerosis
    • Occupational HIV infection
    • Paralysis
    • Parkinson's disease
    • Severe burns
    • Stroke
  • + 4 early-stage illnesses and treatments
  • + serious complications of 4 infectious diseases
  • Assistance Services at no extra cost, such as; telephone advice from nurses as well as expert medical advice from world-renowned medical specialists to confirm your diagnosis and develop an optimal treatment plan.

How can I get this Insurance?

Talk to a Desjardins Financial Security independent advisor with SFL Partner of Desjardins Financial Security who will assess your financial needs today and help you ensure your financial security.


Free 30 Minutes Expert Consultation!